Common questions — answered honestly
Frequently Asked Questions
Dr. Paula answers the questions she hears most from people reaching out for the first time. If yours isn't here, the free discovery call is the fastest way to get a real answer.

Getting started
How do I know if I need therapy or coaching?
A good rule of thumb is to assess your current situation and your desired future.
Therapy is primarily focused on healing — it's the right fit if you're struggling with daily functioning, feeling overwhelmed by anxiety, depression, or addiction, or processing trauma. It provides a safe, clinical space for healing and restoring your baseline of well-being.
Coaching is about flourishing. It's future-oriented. If you're generally functioning well but feel stuck, want to achieve a specific personal or professional goal, or seek deeper growth and direction, coaching offers the tools and accountability to reach the next level.
Still unsure? Schedule a free discovery call — we'll figure it out together in the first 20 minutes.
Do I have to live in Colorado to work with you?
It depends on the type of service.
My clinical therapy services are only available to residents of Colorado, because they are regulated by state licensing boards. This includes couples therapy, family therapy, individual therapy, and addiction counseling — all of which require my Colorado LMFT and LAC licenses.
However, my coaching, online courses, webinars, and group programs are non-clinical and open to anyone, regardless of where you live. I work with coaching clients across the United States and internationally.
Practical details
Do you accept insurance?
For my licensed therapy practice in Colorado, yes — I work with Medicare, Medicaid, Aetna, Cigna, BlueCross BlueShield, United Health, and Anthem. My team verifies your benefits before your first session so you know your exact out-of-pocket cost upfront. Superbills are available for out-of-network plans.
Coaching, retreats, and educational courses are non-clinical services and cannot be billed to health insurance. They are self-pay, with sliding-scale rates available.
About Dr. Paula's approach
Do I need to be religious or spiritual to work with you?
Not at all. While my background includes serving as an ordained minister, my practice is entirely inclusive and respectful of all belief systems — including secular ones.
My focus is always on your internal wisdom. We will ground our work in practical, research-based approaches such as Cognitive Behavioral Therapy (CBT), Emotionally Focused Therapy (EFT), and Family Systems theory.
If spiritual concepts resonate with you, we can certainly incorporate them. If not, we focus solely on evidence-based tools and compassionate care. I have worked with atheists, agnostics, Christians, Muslims, Buddhists, Hindus, and everything in between — what matters is that the work serves you.
What does it mean when you incorporate both "science and spirit" into your practice?
It means you don't have to choose between logic and heart.
My engineering background means I value what works — so I use proven, research-backed strategies that lead to tangible changes in your thinking, behavior, and relationships. No fluff, no vague affirmations.
My ministerial background brings profound care, deep empathy, and the unwavering belief that you possess the innate capacity to transform your life. You'll receive practical tools for your mind and compassionate support for your soul — both, not either/or.
The result is a practice that is both rigorous and deeply human.
The MFI difference
Science and spirit — not either/or
The science
CBT, EFT, Gottman Method, Family Systems theory — evidence-based modalities proven in peer-reviewed research to produce lasting change.
The spirit
Deep empathy, unconditional positive regard, and the belief that every person carries the innate capacity to transform their own life.
“You'll receive practical tools for your mind and compassionate support for your soul — both, not either/or.”
— Dr. Paula Gable
Still have a question?
The fastest answer is a free 20-minute call. No commitment, no pressure — just an honest conversation about whether MFI is the right fit for you.